Mortgage Advice Scotland

Help to Buy in Scotland

Getting onto the property ladder can feel like a challenge. From understanding your deposit to exploring available government support and mortgage options, we'll help you work out the best way forward.

✓ Free mortgage advice – no broker fee
✓ Guidance on available Scottish home-buying schemes
✓ Help understanding deposits and mortgage affordability
Straightforward advice, tailored to your circumstances.

Let's explore your options.

Looking for help to buy your first home? Tell us a little about your circumstances and one of our team will help you understand the options available.

    What Is Help To Buy & How Does It Work

    Getting onto the property ladder can be difficult, between saving a large deposit and getting approved for a mortgage; however, help to buy schemes aim to make it easier.

    There are a variety of different schemes to help would-be borrowers get started, and each one is unique in how it can support those wishing to buy their first property.

    Our Scottish mortgage advisers can help explain which buy-to-let scheme is best suited to your personal situation.

    If you would like to check if you could be eligible, then please get in touch.

    First Time Buyer Scotland

    Getting Onto The Property Ladder

    The different Help to Buy schemes are unique and are designed to help people with a variety of problems buy their first property.

    • Help To Buy ISA & Help To Buy Scheme: The Government has created the Help to Buy initiatives for people who struggle to save enough for a deposit.
    • Shared Ownership: This allows someone to purchase a percentage of a property and rent the other portion from a housing association.
    • Right To Buy: You could be eligible to purchase your Secure Housing Executive or housing association property.
    • Rent to Buy: If you are considering buying a new build property but don’t have enough money for the deposit, then the Scottish rent to own scheme could help.

    Get Help On To The Property Ladder

    We have helped thousands of people apply for a Help to Buy scheme. Talk to us today about how we could support you.

    Mortgage Advice Scotland

    Advice on Financial Assistance

    Our qualified, experienced mortgage advisers will work to make your dream of owning a property a reality. If you would like more information about what options are open to you then just give us a call on… or complete our online contact form, and someone from our customer care team will be in touch.

    Try Our Mortgage Calculators

    Give our mortgage calculators a whirl… they can help you understand just how much your mortgage will cost you each month and how much money you can borrow based on your income.

    Mortgage Repayment Calculator

    How Much Can I Borrow Calculator

    Got A Question About Help To Buy?

    Excellent, We are available and happy to answer all your questions…