People who are self employed often have different obstacles to overcome when applying for a mortgage, however this doesn’t mean they are less likely to be approved. We have helped self employed borrowers with various circumstances find the right mortgage for them.
Despite the myth, there is in fact no such thing as a “self employed mortgage” specifically created for people who work for themselves. People who are self employed apply for the same types of mortgages as everyone else, with the only difference being how they prove their income.
Proving Self Employed Income
- Between 2-4 years of business accounts
- Personal tax returns
- Previous 12 months contracts
It’s important to note that it will depend on whether you are a sole trader, company director or contractor / freelancer in regards to exactly what paperwork will be required.
Free Mortgage Advice For Self Employed
Our mortgage advisers can help make your mortgage application run smoothly and quickly.
Getting The Right Mortgage For You
Our mortgage advisers have years of experience and will know exactly what paperwork is necessary before they begin searching for a mortgage.
Whether you are remortgaging, a first time buyer or require a buy to let mortgage, if you are self employed we are able and happy to help.
Call us today on 0800 112 3690 or use our online contact form and we will be in touch.
Self Employed & Need A Mortgage?
Our mortgage advisers are ready to answer any questions you have.